Personal Finance

Decide when to invest effort by assessing whether deferral increases or decreases total cost through compound effects versus learning. Use when: (1) asked to choose between fixing technical debt now versus deferring it, (2) immediate refactoring is advocated without considering what would be learned by waiting, (3) timing decisions are based on feelings about code quality rather than economics, (4) quick fixes are recommended without asking whether they make future fixes harder.

Generate campaign taxonomy CSV updates for Google Ads campaigns. Use when identifying campaigns that need taxonomy mapping, detecting vertical mismatches in mixed-vertical accounts, or creating properly formatted taxonomy CSV files for ingestion. Triggers on requests involving campaign taxonomy, budget attribution, vertical classification, or taxonomy CSV generation.

Manage reading list via Apple Notes inbox. Auto-scrapes articles, generates AI summaries with key takeaways, categorizes by topic (Tech, AI, Business, Career, Finance), and tracks reading progress. Triggers - "process reading list", "show unread", "summarize articles", "reading inbox", "mark read", "search articles", "show [category] articles", "add article".

Enterprise context and session management with token budget optimization and state persistence

Comprehensive market environment analysis and reporting tool. Analyzes global markets including US, European, Asian markets, forex, commodities, and economic indicators. Provides risk-on/risk-off assessment, sector analysis, and technical indicator interpretation. Triggers on keywords like market analysis, market environment, global markets, trading environment, market conditions, investment climate, market sentiment, forex analysis, stock market analysis, 相場環境, 市場分析, マーケット状況, 投資環境.

PPM system for resource allocation, budget tracking, and portfolio analytics

Comprehensive Agile Scrum framework for Odoo ERP development with Finance Shared Service Center workflows, OCA community standards, CI/CD automation, BIR compliance, and multi-agency task management. Use when planning Odoo sprints, managing Finance SSC operations, deploying to DigitalOcean, or coordinating work across agencies (RIM, CKVC, BOM, JPAL, JLI, JAP, LAS, RMQB).

Expert personal finance coach with deep knowledge of tax optimization, investment theory (MPT, factor investing), retirement mathematics (Trinity Study, SWR research), and wealth-building strategies grounded in academic research

Calculate ROI for marketing campaigns, investments, and business decisions. Includes break-even analysis, payback period, and comparative ROI.

Expert guidance for designing effective Apache Superset dashboards with professional layouts, intuitive navigation, and optimized user experience. This skill helps you create dashboards that tell clear data stories - with specific templates for Finance SSC, BIR compliance, and operational monitoring.

AI-powered career biographer that conducts empathetic interviews, extracts structured career narratives, and transforms professional stories into portfolios, CVs, and personal brand assets. This skill should be used when users want to document their career journey, create professional portfolios, generate CVs, or craft compelling career narratives.

Define and enforce error budgets and SLO guardrails; use when asked to balance velocity with reliability targets.

Financial calculations: loans, investments, NPV/IRR, retirement planning, Monte Carlo simulations. Generates tables, charts, and exportable reports.

Apache Superset dashboard automation for Finance SSC, BIR compliance, and operational analytics. Auto-generate dashboards, datasets, and charts. Tableau/Power BI alternative saving $8,400/year in licenses.

Financial data collection and visualization using TradingView lightweight-charts.Fetches market data from trusted sources and renders interactive charts.USE WHEN user says "create chart", "visualize stock data", "show price chart","fetch market data", "display financial chart", "chart [ticker]", "plot [asset]",or any request related to financial data visualization and charting.

Run commands under resource budgets and stop runs that exceed CPU, RAM, VRAM, disk write, or time thresholds. Use when reliability and resource constraints must be enforced.

Implement payment integrations with SePay (Vietnamese payment gateway with VietQR, bank transfers, cards) and Polar (global SaaS monetization platform with subscriptions, usage-based billing, automated benefits). Use when integrating payment processing, implementing checkout flows, managing subscriptions, handling webhooks, processing bank transfers, generating QR codes, automating benefit delivery, or building billing systems. Supports authentication (API keys, OAuth2), product management, customer portals, tax compliance (Polar as MoR), and comprehensive SDK integrations (Node.js, PHP, Python, Go, Laravel, Next.js). | Sử dụng khi: thanh toán, Stripe, PayPal, checkout, đăng ký, subscription.

This skill should be used when the user requests to create professional business documents (proposals, business plans, or budgets) from templates. It provides PDF templates and a Python script for generating filled documents from user data.

SRE patterns for production service reliability: SLOs, error budgets, postmortems, and incident response.Use when defining reliability targets, writing postmortems, implementing SLO alerting, or establishingon-call practices. NOT for initial service development (use scaffolding skills instead).

R&D Ops Autonomous Agent system for vendor management, contract staffing pipelines, CV processing, interview orchestration, legal document drafting (SoW/MSA), and finance evidence compilation. Use when working with vendors, candidates, hiring pipelines, CV screening, deduplication, interview scheduling, SoW drafting, PO readiness, audit reports, or Excel exports for R&D operations.