Personal Finance

Ultra-fast data discovery and loading skill for industrial finance datasets. Handles CSV, JSON, DuckDB, Parquet, and Feather with memory-efficient 2-step discovery and loading.

6 specialist financial agents for analysis, budgeting, modeling, treasury, accounting, and metrics. Dispatch when you need deep financial expertise.

Complete budgeting and forecasting workflow covering annual budgets, departmental budgets, rolling forecasts, and variance analysis. Delivers documented budgets with approval trails.

Identify differences between current state and desired future state. Analyze gaps in capabilities, processes, skills, and technology to plan improvements and investments.

Build compelling business cases to justify investments and secure funding. Quantify benefits, assess costs, manage risks, and present compelling ROI arguments to leadership.

Portfolio analytics including Value at Risk (VaR), Conditional VaR, Sharpe ratio, volatility, and return calculations. Use when analyzing investment performance, measuring portfolio risk exposure, computing expected returns, calculating correlation matrices, or optimizing asset allocation. Implements both parametric and historical risk models.

Professional investment analysis skill for stock market analysis. Provides 7 core capabilities: (1) Daily market overview, (2) Stock fundamental analysis, (3) Technical chart analysis, (4) Strategy simulation, (5) Risk management, (6) Stock screening, (7) News impact analysis. Use when users need comprehensive stock analysis, investment research, portfolio management, or market analysis tasks.

Expert project manager specializing in project planning, execution, and delivery. Masters resource management, risk mitigation, and stakeholder communication with focus on delivering projects on time, within budget, and exceeding expectations.

Comprehensive Stripe API expert with access to 3,253 official documentation files covering all payment processing, billing, subscriptions, webhooks, Connect, Terminal, Radar, Identity, Tax, Climate, and integrations. Invoke when user mentions Stripe, payments, subscriptions, billing, payment processing, checkout, invoices, or any payment-related features.

Generates comprehensive reports on recent company developments using web search. Use when analyzing stocks, researching companies, evaluating investments, or when users mention company names, stock tickers, market analysis, or financial research.

Provisions infrastructure on Hetzner Cloud with Terraform/Pulumi. Generates IaC code for CX11/CX21/CX31 instances, managed Postgres, SSL configuration, Docker deployment. Activates for deploy on Hetzner, Hetzner Cloud, budget deployment, cheap hosting, $10/month hosting.

Deep AWS cost optimization expertise covering EC2 Reserved Instances, Savings Plans, Spot Instances, Lambda cost optimization, S3 lifecycle policies, RDS Reserved Instances, Cost Explorer, AWS Budgets, Trusted Advisor, Compute Optimizer, Cost Anomaly Detection, and AWS-specific FinOps best practices. Activates for AWS costs, AWS pricing, EC2 costs, Lambda costs, S3 costs, RDS costs, AWS savings plans, AWS reserved instances, AWS spot instances, AWS cost explorer, AWS budgets, reduce AWS bill.

Expert cloud cost optimization strategies for AWS, Azure, GCP, and serverless platforms. Covers FinOps principles, right-sizing, reserved instances, savings plans, spot instances, storage optimization, database cost reduction, serverless cost modeling, budget management, cost allocation, chargeback models, and continuous cost optimization. Activates for cost optimization, cloud costs, reduce costs, save money, finops, cost analysis, budget overrun, expensive cloud bill, cost savings, reserved instances, spot instances, savings plans, right-sizing, cost allocation tags, chargeback, showback.

Manages shared ledgers for family or team collaboration, including shared account summaries, spending statistics, and member settlements. Use when user asks about shared expenses, family ledger, team budget, or joint accounts. 关键词：共享账本、家庭账单、团队支出、AA制。

Comprehensive performance analysis and optimization for algorithms (O(n²)→O(n)), databases (N+1 queries, indexes), React (memoization, virtual lists), bundles (code splitting), API caching, and memory leaks. 85%+ improvement rate. Use when application is slow, response times exceed SLA, high CPU/memory usage, performance budgets needed, or when user mentions 'performance', 'slow', 'optimization', 'bottleneck', 'speed up', 'latency', 'memory leak', or 'performance tuning'.

Analyzes spending patterns, identifies where money goes, and provides scientific budget recommendations. Use when user asks about budget analysis, spending habits, where money is going, why overspending, or how to set budgets. Triggers include 分析预算, 消费习惯, 钱都去哪了, 为什么超支, 怎么设预算.

Create comprehensive Google Ads strategies with campaign structure, keyword research, ad copy, audience targeting, and budget allocation for B2B and B2C advertisers.

Interactive 10-phase startup planning that creates a comprehensive business blueprint tailored to your skills, budget, and goals. Covers idea generation, product-market fit, business model, competitive analysis, marketing, operations, funnels, growth scaling, financials, and implementation.

SEO audit and optimization skill for Meryll Dindin's personal portfolio website. Activates when discussing meta tags, Schema.org, structured data, personal branding SEO, search optimization, or content improvements.

Use when defining SLIs/SLOs, managing error budgets, or building reliable systems at scale. Invoke for incident management, chaos engineering, toil reduction, capacity planning. Keywords: SRE, site reliability, SLO, SLI, error budget, incident management, chaos engineering.