Personal Finance

Specialized knowledge for real estate marketing analytics, including SEM campaign optimization, lead generation analysis, marketing channel performance, and geographic market insights. Use when working with real estate marketing data, Snowflake databases (RDC_ANALYTICS, RDC_MARKETING schemas), analyzing paid search campaigns, lead pricing trends, conversion funnels, or cross-channel attribution. Triggers include queries about Google Ads performance, lead quality analysis, market-level metrics, campaign budget optimization, or any real estate marketing KPIs.

Implement payment integrations with SePay (Vietnamese payment gateway with VietQR, bank transfers, cards) and Polar (global SaaS monetization platform with subscriptions, usage-based billing, automated benefits). Use when integrating payment processing, implementing checkout flows, managing subscriptions, handling webhooks, processing bank transfers, generating QR codes, automating benefit delivery, or building billing systems. Supports authentication (API keys, OAuth2), product management, customer portals, tax compliance (Polar as MoR), and comprehensive SDK integrations (Node.js, PHP, Python, Go, Laravel, Next.js). | Sử dụng khi: thanh toán, Stripe, PayPal, checkout, đăng ký, subscription.

Expert guidance for designing effective Apache Superset dashboards with professional layouts, intuitive navigation, and optimized user experience. This skill helps you create dashboards that tell clear data stories - with specific templates for Finance SSC, BIR compliance, and operational monitoring.

Analyze infrastructure spend and recommend cost reductions; use when asked to optimize cloud or tooling costs under budget constraints.

This skill provides an advanced financial modeling suite with DCF analysis, sensitivity testing, Monte Carlo simulations, scenario planning, LBO analysis, and real estate investment modeling for investment decisions

Calculate ROI for marketing campaigns, investments, and business decisions. Includes break-even analysis, payback period, and comparative ROI.

Expert personal finance coach with deep knowledge of tax optimization, investment theory (MPT, factor investing), retirement mathematics (Trinity Study, SWR research), and wealth-building strategies grounded in academic research

Comprehensive Agile Scrum framework for Odoo ERP development with Finance Shared Service Center workflows, OCA community standards, CI/CD automation, BIR compliance, and multi-agency task management. Use when planning Odoo sprints, managing Finance SSC operations, deploying to DigitalOcean, or coordinating work across agencies (RIM, CKVC, BOM, JPAL, JLI, JAP, LAS, RMQB).

Analyze personal or business expenses from CSV/Excel. Categorize spending, identify trends, compare periods, and get savings recommendations.

PPM system for resource allocation, budget tracking, and portfolio analytics

Comprehensive market environment analysis and reporting tool. Analyzes global markets including US, European, Asian markets, forex, commodities, and economic indicators. Provides risk-on/risk-off assessment, sector analysis, and technical indicator interpretation. Triggers on keywords like market analysis, market environment, global markets, trading environment, market conditions, investment climate, market sentiment, forex analysis, stock market analysis, 相場環境, 市場分析, マーケット状況, 投資環境.

Enterprise context and session management with token budget optimization and state persistence

This skill should be used when the user requests to create professional business documents (proposals, business plans, or budgets) from templates. It provides PDF templates and a Python script for generating filled documents from user data.

Manage reading list via Apple Notes inbox. Auto-scrapes articles, generates AI summaries with key takeaways, categorizes by topic (Tech, AI, Business, Career, Finance), and tracks reading progress. Triggers - "process reading list", "show unread", "summarize articles", "reading inbox", "mark read", "search articles", "show [category] articles", "add article".

AI-powered career biographer that conducts empathetic interviews, extracts structured career narratives, and transforms professional stories into portfolios, CVs, and personal brand assets. This skill should be used when users want to document their career journey, create professional portfolios, generate CVs, or craft compelling career narratives.

SRE patterns for production service reliability: SLOs, error budgets, postmortems, and incident response.Use when defining reliability targets, writing postmortems, implementing SLO alerting, or establishingon-call practices. NOT for initial service development (use scaffolding skills instead).

Generate campaign taxonomy CSV updates for Google Ads campaigns. Use when identifying campaigns that need taxonomy mapping, detecting vertical mismatches in mixed-vertical accounts, or creating properly formatted taxonomy CSV files for ingestion. Triggers on requests involving campaign taxonomy, budget attribution, vertical classification, or taxonomy CSV generation.

Decide when to invest effort by assessing whether deferral increases or decreases total cost through compound effects versus learning. Use when: (1) asked to choose between fixing technical debt now versus deferring it, (2) immediate refactoring is advocated without considering what would be learned by waiting, (3) timing decisions are based on feelings about code quality rather than economics, (4) quick fixes are recommended without asking whether they make future fixes harder.

Generate discovery call prep materials, qualification checklists, and scoring frameworks to determine if a lead should be pursued based on problem fit, authority, budget, urgency, and solution fit. Use when preparing for discovery calls.

Rank all items in a backlog by plotting them on fixed impact/effort axes to determine work sequence. Use when: (1) asked "what order should I do these in" or "what should I prioritize" with 5 or more tasks or features, (2) evaluating a backlog where everything feels important and needs objective sequencing, (3) multiple competing initiatives need ranking against consistent criteria, (4) distinguishing quick wins from strategic investments across a full set of work items