個人理財

Enforce ThemeGPT complexity budgets and prevent over-engineering. Activates automatically when writing, reviewing, or refactoring code. Validates against 6 anti-patterns from SynthAI archaeology (Specification Inflation, Enterprise Pattern Obsession, Premature Abstraction, Configuration Explosion, Framework Absorption, Test Suite Inflation). Use when creating features, adding abstractions, writing tests, or configuring projects.

Intelligent financial management skill for Claude Code that provides comprehensive PocketSmith API integration with AI-powered analysis, transaction categorization, rule management, tax intelligence, and scenario planning. Use when working with PocketSmith data for (1) Transaction categorization and rule management, (2) Financial analysis and reporting, (3) Australian tax compliance (ATO) and deduction tracking, (4) Scenario analysis and forecasting, (5) PocketSmith setup health checks, (6) Budget optimization and spending insights.

Singapore tax guidance for founders. Covers personal income tax, corporate tax (17%), and GST optimization. Use when planning tax strategy, calculating obligations, or preparing for IRAS filings. NOT professional tax advice - consult licensed tax agent for formal advice.

Generate professional investment reports for stocks and ETFs. Use when user requests market analysis, investment reports, stock analysis, or trading recommendations for financial instruments (SPY, AAPL, TSLA, etc.). Creates institutional-grade reports with technical indicators, AI-powered insights, charts, and investment recommendations.

Compiles production-ready EU grant proposals from EU Grant Hunter briefs,UBOS narrative banks, partner commitments, and budget templates. Reuses theproven 1,850:1 ROI methodology that secured €6M Xylella funding. Coordinatesthe full assembly workflow: intelligence gathering, narrative compilation,budget construction, partner onboarding, compliance checks, quality scoring,and final packaging (PDF/LaTeX). Target score: ≥4.6/5 (Horizon 13.8/15). Usewhen preparing submissions, tracking proposal status, or managing consortiumdeliverables.

Market sizing, epidemiology, and commercial opportunity assessment fordrug development. Use for market forecasts, opportunity evaluation, andinvestment decisions.Keywords: market, epidemiology, prevalence, forecast, sizing, opportunity

Track pharmaceutical M&A, licensing, and investment deals. Use for competitiveintelligence, market analysis, and identifying partnership opportunities.Keywords: deals, M&A, licensing, partnership, collaboration, acquisition, pharma deals

Calculates Net Income, Personal Income Tax (PIT), and Social Insurance (BHXH) based on Vietnam's progressive tax brackets.

Expert CPA en analyse DSCR, ratios financiers et validation de prévisionnels pour financement PME.

Comprehensive toolkit for analyzing and anticipating Nvidia and semiconductor supply chain stock movements. Use when users need to (1) analyze Nvidia ecosystem dependencies and correlations, (2) identify trading opportunities across the supply chain, (3) track earnings catalysts and events, (4) understand bottlenecks and risk factors, (5) develop supply chain investment strategies, or (6) monitor technical indicators and momentum across semiconductor names. Provides real-time data fetching, technical analysis, fundamental relationships mapping, and predictive signals based on supply chain dynamics.

Define and implement Service Level Indicators (SLIs) and Service Level Objectives (SLOs) with error budgets and alerting. Use when establishing reliability targets, implementing SRE practices, or measuring service performance.

Automatically update project documentation by synthesising session history, git commits, and current state. Eliminates documentation drift. Token budget 3500.

End-to-end ERP + tax intelligence engineer skill: SAP Business One functional parity, Odoo 18 CE/OCA-compliant implementation, and deep Finance Tax Pulse (PH tax) integration.

AI-powered career biographer that conducts empathetic interviews, extracts structured career narratives, and transforms professional stories into portfolios, CVs, and personal brand assets. This skill should be used when users want to document their career journey, create professional portfolios, generate CVs, or craft compelling career narratives.

Analyzes venture capital, investment trends, funding rounds, investor strategies, M&A activity, and funding patterns in specific markets or industries. Use when the user requests funding analysis, VC landscape research, investment trend analysis, or wants to understand investor activity and funding dynamics.

Intelligent multi-agent orchestration with token budget management and recursive workflow execution. Use when coordinating complex workflows across multiple modules, managing context collapse risk, or handling cascading multi-module issues.

Enterprise context and session management with token budget optimization and state persistence

Provides Things3 task management workflows, organization patterns, and productivity methodologies. Includes personal taxonomy integration, priority systems, and automation patterns for effective task management. MANDATORY: Claude must read this skill file before using any Things3 MCP tools (read_tasks, create_task, edit_task, migrate_inbox_to_notion).

Ensure Alpaca API is used for quality data, not yfinance fallback. Trigger when: (1) crypto volume filter fails unexpectedly, (2) zero-volume bars in data, (3) API key configuration issues.

Portfolio optimization using PyPortfolioOpt for mean-variance optimization, efficient frontier analysis, risk modeling, and discrete allocation. Use when building investment portfolios, calculating optimal weights, analyzing risk-return tradeoffs, maximizing Sharpe ratio, minimizing volatility, or converting weights to share allocations. Supports HRP, CVaR, semivariance, and custom objectives.